Merle Montalvo, LCSW

Merle Montalvo is a social worker licensed at the LCSW level in Mississippi. LCSW stands for Licensed Clinical Social Worker, a clinical social work credential that authorizes practice in therapeutic settings. She came to social work as a midlife transition more than 30 years ago, and that personal journey shaped a practical belief about timing and change - a lesson that evolved from the mantra "It’s never too late" to the present idea of "It’s not too late right now."

She approaches each person as an individual while acknowledging common human experiences, and she often frames her work around helping people make meaningful changes and track progress through life shifts. Her clinical background is broad, including experience in outpatient and inpatient care, intensive outpatient programs (IOP), home health, and hospice. That variety supports a flexible, client-centered approach.

Merle uses an eclectic mix of methods so interventions can be tailored to each client. Techniques she brings to the work include humanistic and insight-oriented approaches, cognitive behavioral strategies, wholistic perspectives, and solution-focused methods. This adaptability helps align therapeutic tools with a client’s goals and circumstances.